AFLAC Life Insurance Company

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If you think of a duck when you hear AFLAC, you're not alone. In 2000, the AFLAC duck was recognized as one of the ten most effective marketing campaigns by the Wall Street Journal. Behind the scenes of the now infamous duck, AFLAC sells term life, whole life, and juvenile life insurance to individuals and businesses of all sizes.

AFLAC sells its various life insurance products through a network of more than 69,000 licensed agents to more than 385,000 employer groups in the United States. In addition, AFLAC has established a strong market presence in Japan. AFLAC is the largest life insurance provider in Japan, both in terms of the number of policies issued and generated income.

Contacting AFLAC

The History of AFLAC

AFLAC, the American Family Life Assurance Company, was founded in 1955 by three brothers, John, Paul and Bill Amos, who rented six small rooms in an office building in Columbus, Georgia. By the end of their first year, they had 6,426 policyholders and a total of $388,000 in assets. Since the 1980s, AFLAC has sold life insurance policies in all 50 states and Territories. Today, AFLAC is a Fortune 500 company and provides insurance to more than 40 million people worldwide.

AFLAC's Ratings

The ratings established by the following companies are intended to communicate AFLAC's financial well being as well as its operating performance to consumers and investors.

• Standard & Poor's: AA (Exceptional, 2006)
• Fitch: AA (Exceptional)
• Moody's Investor: Aa2 (Excellent)
• A.M. Best: A+ (Superior, 2007)