Lincoln National Life Insurance Company

Lincoln National was founded with the vision to create an insurance company that valued honesty and dependability. As the company grew, it recognized the value consumers placed on protection products as well as the consumer's need to leverage assets in order to accomplish more with their finances.

With all this in mind, Lincoln National offers the following life insurance products:

• Term Life which provides temporary coverage,
• Universal Life which is suitable for consumers who need flexible coverage
• Linked Benefit Life Insurance which is most suitable for long term care needs, and
• Variable Universal Life which provides flexible coverage with a growth option

Lincoln National's life insurance products were created to help consumers with various needs such as

• replacing main income,
• supplementing retirement income,
• protecting a business or family, and
• providing growth of the account value.

Contacting Lincoln National Life Insurance Company

Company Background

In 1905, Lincoln National Life Insurance Company was formed by 33 founders who decided to name the company after Abraham Lincoln. The founders felt that this name best portrayed the values they wanted their company to embody.

Over the next 50 years, Lincoln added more than $250 million in force policies to their books and became the ninth largest insurance company in the US.

In 2006, Lincoln became one of the most enduring and financially sound services in the US thanks to their merger with Jefferson Pilot Financial. Today, Lincoln National is part of the Lincoln Group which offers a full range of services and products to its customers.

Lincoln National's Ratings

• A.M. Best: A+
• Fitch: AA
• Moody's: Aa3
• Standards and Poor's: AA