MassMutual Insurance Company

MassMutual Insurance Company, under the umbrella of MassMutual Financial Group, offers term life and permanent life insurance to individuals and businesses nationwide. Term life insurance provides short-term financial protection - usually between 10- and 30-year terms, and permanent life insurance provides lifetime coverage. Knowing that people's needs change, MassMutual offers four term life insurance products that allow a policyholder to convert to a lifetime policy, regardless of health status, as long as the change is made during the conversion period.

Contacting MassMutual

MassMutual's History

MassMutual was founded in 1851 and currently manages over $450 billion in assets. It is one of the largest providers of life insurance in the United States and is identified as one of the top 100 companies by Fortune Magazine. MassMutual is a mutually owned company whose primary purpose is to provide financial protection and income management to individuals, families and businesses in all 50 states. The company's corporate headquarters are located in Springfield, Massachusetts.

MassMutual's Ratings

MassMutual is a member of the Insurance Marketplace Standards Association (IMSA), a non-profit entity whose mission it is to make insurance companies the best they can be. Insurance companies that are members of IMSA are required to operate in accordance with the association's strict code of ethics. In 2007, MassMutual was ranked among Fortune's 'Most Admired Companies' in the life and health insurance industry category.

Current ratings for MassMutual are as follows:

• A++ Superior - A.M. Best Company
• AAA Exceptionally Strong - Fitch Ratings
• Aa1 Excellent - Moody's Investors Services
• AAA Extremely Strong - Standard & Poor's